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I built an AI assistant that can answer common questions about buying and selling in Greater Saint John, any time of day. It’s a helpful starting point, not a substitute for real advice, so always confirm anything specific with me directly.
Andrew’s Assistant
AI concierge · Greater Saint John
AI-generated answers may be inaccurate and are general information only, not real estate, legal, or financial advice. For anything specific, call Andrew at (506) 650-1242.
The questions that come up mid-deal
Written answers, no chat required.
These are the ones people ask me once they are already in a transaction. General practice rather than advice on your situation, so call me about anything specific.
What paperwork should I have ready to sell?
Start with the deed or your lawyer's file from when you bought, your current assessment and tax notice, and your mortgage details so the lender can quote a payout. A year of heating and power costs is worth having, because buyers ask. If you have a survey, permits for work you had done, or paperwork for an oil tank, gather those as well. Condo owners need the corporation's documents. Anything missing can usually be reordered, it just takes time, so it is worth starting before the sign goes up.
Look up a property's assessment and last saleWhat actually happens between an accepted offer and closing day?
The offer normally carries conditions with a deadline attached, most often financing and an inspection, sometimes insurance. You work through those inside that window and either satisfy them, renegotiate, or end the deal. Once the conditions are met the agreement is firm, the deposit sits in the brokerage's trust account, and your lawyer starts the title work and deals with your lender. Closer to the end you get a chance to walk through the property again. On closing day the lawyers exchange funds and documents, and keys follow once that is done.
Estimate what closing will costHow does the inspection condition work?
You choose the inspector and you pay for it. The inspection is visual, meaning the inspector reports on what can be seen and reached rather than opening up walls, so it tells you about condition and not about everything. You get the report and a fixed number of days to decide, and inside that window you can accept what you found, go back to the seller about a repair or a credit, or end the agreement on that condition. Book it early in the window, because good inspectors get busy and the deadline does not move.
What am I committing to with a buyer's representation agreement?
It appoints a brokerage to represent you, for a set period and a set area, and it sets out how the brokerage is paid when you buy. It generally includes a holdover clause covering properties you were shown while it was in effect. The length and the area are negotiable. It is a contract, so read it before you sign it and ask about any clause you would want changed. I would rather explain something twice than have you discover it later.
How I work with buyersWhat happens when there is more than one offer?
The seller can accept one, counter one, or turn them all down, and nobody is owed a second chance. You will usually not be told what the other offers say. Price matters, but so do the closing date, the size of the deposit and how many conditions you attach, and a straightforward offer at a slightly lower number sometimes beats a higher one that still has to clear financing. Decide what your actual ceiling is before you are in the middle of it.
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